Young drivers being driven off the road by soaring insurance costs

Carla Lockhart MP • January 24, 2024

Upper Bann MP Carla Lockhart has called on the Government to instigate an investigation of soaring car insurance prices, particularly for young drivers, given recent hikes in premiums.

The DUP representative said:


“Turning seventeen is a huge landmark in the lives of so many young people, because it allows them to get behind the wheel, with a view to getting those ‘R’ plates embracing the freedom that offers. In a place like Northern Ireland, with so many people living in rural locations with limited public transport options, that ability to drive and make your own way from A to B is vital.


However, the trend in car insurance prices for young people is proving hugely problematic, with an extra £1000 added to insurance premiums for those aged 17-20 in the last year alone. Many young drivers are now facing a cost of £3000 or more to obtain insurance. That is a huge sum of money, and for many young people and many families, it is simple unaffordable.


We need the Government to investigate why this rapid and steep increase in insurance costs has happened, and to ensure that the market is not profiteering at the expense of young drivers. Indeed, there are questions to be asked as to why insurance for all drivers has seen average prices rise by around a third in one year.


We simply cannot stand idly by whilst young drivers are driven off the road, or even worse, that they gamble with driving without insurance. That poses huge risks to all road users.We need our young people to continue to be able to drive, to allow them to move freely whether that be for education, for employment and simply enjoyment. Obtainable car insurance is key to this. I have spoken with local brokers who are frustrated that big name insurers have left the scene or been bought over and have decided to no longer service Northern Ireland and in some instances the whole of the UK. Whilst this may be a business decision our Government need to do all in its power to investigate, regulate and create the environment for young people and indeed older people to obtain affordable insurance.”

Share

By Carla Lockhart MP January 22, 2026
Upper Bann MP, Carla Lockhart, has broadly welcomed the Westminster Government’s Water White Paper, outlined this week in the House of Commons by DEFRA Secretary Emma Reynolds, describing it as a balanced and informed approach to improving water quality.
By Carla Lockhart MP January 21, 2026
Upper Bann MP Carla Lockhart is encouraging farmers to familiarise themselves with DAERA’s ‘new look’ direct farm support package, the Sustainable Agriculture Programme (SAP) – its £330m purse will be divided across a number of schemes.
By Carla Lockhart MP January 21, 2026
Upper Bann MP Carla Lockhart has welcomed the completion of repair works to the damaged bridge wall adjacent to 41 Tullylish Road, Gilford, following concerns raised by local residents.
By Carla Lockhart MP January 21, 2026
DUP Agriculture spokesperson, Carla Lockhart MP, has reacted to the news that 338 jobs are at risk at the ABP Linden facility in Dungannon.
By Carla Lockhart MP January 15, 2026
The Redhouse Open Day, held in conjunction with dairy genetics company World Wide Sires, has been praised by Upper Bann MP Carla Lockhart.
By Carla Lockhart MP January 15, 2026
DUP Agriculture spokesperson, Carla Lockhart MP, has challenged the Labour Government to do the honorable thing regarding its immoral inheritance tax reforms.
By Carla Lockhart MP January 15, 2026
Upper Bann MP Carla Lockhart has questioned the Alliance Party’s sudden interest in farming.
By Carla Lockhart MP January 14, 2026
Upper Bann MP Carla Lockhart has renewed her call for the proposed puberty blockers trial to be halted and cancelled by the UK Health Minister, urging both the UK Government and the Northern Ireland Health Minister to act decisively to protect children from irreversible harm.
By Carla Lockhart MP January 14, 2026
Upper Bann MP Carla Lockhart has warned that road conditions across the constituency have deteriorated sharply following the recent cold snap, as she renewed calls on the Roads Minister to urgently “Fix Our Roads”.
By Carla Lockhart MP January 14, 2026
Upper Bann MP Carla Lockhart has tabled an Early Day Motion (EDM) in Parliament to recognise and celebrate the 70th anniversary of Waringstown Women’s Institute and its longstanding contribution to community life in the village and surrounding area.